Welcome To The Place Web Site

PLACE (Projects Linking Art, Community & Environment) is a national nonprofit organized as a 501(c)3, publicly-supported charity. PLACE’s  mission is to empower communities to participate in a development process that leads to the creation of inspiring new places.

The PLACE organization works with city governments and community leaders to create sustainable, mixed-use, mixed-income neighborhoods for artists and creative businesses. PLACE’s team is actively engaged in the development of state-of-the-art, green communities across the country.

Headquartered in Minneapolis, PLACE also has local offices in Ventura, California. A national board of directors who are recognized leaders in their fields governs the organization.

Get To Know The Toyota 2rz Engine.

toyota engineThe Toyota family has always been conscious about engine performance. They have always striven to make powerful engines that also are economical in terms of fuel consumption. We all know the engine determines the performance of a car, a good engine will lead to a good performance car and on the flip side a poor engine will lead to a poor performance car. All the same, it all begins with the type of engine running your car, that will decide if your car is capable of running great distances and on a tough terrain or it is just a city car that can take you to work and back. To give its customers a good performance car engine, Toyota came up with the 2rz engine.

The Toyota RZ engine family as well as the Trailgear parts are built in Japan and is a group of engines series that have a straight-4 piston. This family of RZ engine series is made up of a cast iron engine block combined with aluminum SOHC or DOHC cylinder heads to give it the needed physique. The engine series utilizes EFI fuel injection in combination with 2 or 4 valves per cylinder and forged steel connecting rods to give it a powerful working ability. This engine family is made through high-tech engineering where computers are used to ensure efficiency in design. One of the best engines in this family is the Toyota 2rz engine.

The Toyota 2rz engine is a 2.4 L (2,438 cc) version with a bore of 95 mm and a stroke of 86 mm. This engine has a wide range of combination of heads and fuel delivery systems available in the market for consumer preference. The SOHC engine option is made up of two valves per cylinder. The valve adjustment technology used is by shim over bucket giving the engine an average output of around 120 PS (88 kW) at 5,200 rpm. The first engine design originally had a carburetor induction system which was then upgraded to Electronic Fuel Injection that led to an E suffix added to the engine designation to match up with the new improvements. Toyota recommended the use of specified unleaded fuel with a rating of at least 91 RON to fuel this engine.

The engine was widely used to power many motor vehicle designs from like the 1989–2004 Toyota Hiace. A new engine model for the Toyota 2rz engine that combined the RZH1xx engine series together with the 2RZ-E engine variant was built in 1998 to power this model of cars. This new engine was more powerful and also more economical on fuel consumption. It gave the new Toyota Hiace a whole new touch from its predecessors.

Another model of the Toyota 2rz engine is the 2.4 L and 2,438 cc version, 2RZ-FE and 4RB1 or 4RB2 ( Chinese model). This engine has a bore of 95 mm and a stroke of 86 mm with a compression ratio of 9.5 to 1 and a total output of 142 hp (106 kW) at 5000 rmp.

The engine also has 160 lb•ft (217 N•m) of torque at 4000 rmp. This engine is engineered to get rid of balance shafts and combines four valves per cylinder. It is a DOHC engine that features valve adjustment technology by shim over bucket. Due to the great power and stability wielded by this engine, it was used to make the 1995–2004 Toyota Tacoma 4×2 and the 1998–2004 Toyota Hilux.

Is It Time To Subscribe To An Identity Protection Service?

identity stolenIdentity theft is one of the many malpractices that businesses may find themselves exposed to without actually getting to know how this kind of situation has been created. This kind of instance do happens when a business’ personal information like login details have been stolen and then subjected to misuse. The people having this information will in most instances try as much as they can so as to exploit any opportunity they can get as long as the business in which the personal data has been stolen is not aware of this kind of breach. For instance, if a person’s social security number has been stolen, such information can be used to commit frauds like tax fraud and many other ill-intended actions such as defamations.

Identity theft can be attributed to many causes however in most cases personal negligence can be regarded as one of the major leading factors. For this reason, it is always highly encouraged that we should be careful with where we keep our personal information and also as to whom we should confidently share our personal data with. Unethical computer practices like hacking can also lead to massive identity theft cases as the hackers will always use their advantage over the targeted network and make away with or modify some of the personal information which may prove to be of high value.

If a business becomes a victim to identity theft then it that case many things will be put at stake. For example, data on tax returns and any other possible payment can be modified at the mercy of those in possession with this kind of information such that in the end a business ends up on the losing side. If all the necessary data checks have been done and it is found that some identity theft has taken place, the first step that must always be taken is to ensure that the affected account is safeguarded from further data breaches. This can be done by contacting the management team of the network which the business or an individual may have stored the given personal information.

The digital environment should at all times be safe for any kind of data storage and sharing and any threat to this kind of freedom must be dealt with accordingly. If you happen to be a victim of identity theft, then you should heavily consider signing up for one of those ID protection services. Keeping silence is what encourages many criminals out there to continue with this kind of damaging practice. Remember, under the United States federal and state laws identity theft is a criminal theft that can be executed by a court of law. By contacting a lawyer an identity theft will be better placed in receiving any kind of compensation awarded following a successful petition.

Do People Really Need Pet Insurance?

vet visitThe main reason why pet owners buy pet insurance is to be able to hire a vet if their pets get injured or sick. Most of them consider their pets as part of their family, and they would do anything to find the money needed for their pet’s medical bill. For this reason, they end up considering pet insurance as the solution.

Why might pet insurance be necessary?

Vet’s bills are increasing with time, and new expensive treatment methods are becoming available, which make the medical bill the primary reason people consider buying the insurance. The current amount of pet insurance claim is approximately £650, but the cost can run into thousands for pets with on-going conditions.

Other pet owners consider this insurance to cover the expenses of replacing a particular high-value pet like a pedigree show dog, in case it dies or stolen.

Recommended Reading: The Cost of Pet Insurance

Risk factors

Pet owners need to consider the venerability of their pet breed to disease before making a decision on whether they will buy pet insurance or not. Labradors, for an example, can cost the owner thousands of pounds as it often suffers from torn cranial cruciate ligaments that need surgical treatments. Another example is the high likelihood of some pure breed dogs to have digestive issues, or bladder issues, or fragile bones.

So, the owner should do some research to find out the common problem that their pets might have, which will not only help them to prevent those disease from ever happening but also let them estimate the types of costs they may incur throughout their animal’s lifetime. Furthermore, they may ask their vet whether the pet could be susceptible to any recurring or chronic conditions.

The need for personal liability cover

Some animals especially dogs can potentially injure people or other animals, or cause damage. As a result, the pet owner could likely pay for thousands of pounds to the other party if the other party decides to sue him or her.

Pet insurance could cover such a situation if the owner obtained a pet insurance that either just includes the third party situation or a comprehensive insurance policy that cover this situation. It is worthy for the pet owner to check whether his or her home contents insurance covers him or her for third-party if his or her dog harms an animal or a person.


This is an alternative to pet insurance where pet owners decide to keep saving a certain amount of money to pay for potential medical bills for their pets. They need to decide critically on the amount they can realistically put aside as well as being disciplined to achieve this goal. Self-insurance is more efficient when a pet owner has several pets, rather than buying a policy for each of them.

However, the owner may have to pay the vet before he/she accumulate enough money to cover his/her pets. Besides, it may be very difficult to find an affordable insurance if one of his/her pet develops a chronic condition that needs thousands of pound for treatments.

Should the pet owners get pet insurance?

Before pet owners go for this insurance, they should answer the following questions:

  • Can one cover the average pet’s medical bills from this or her additional income without straining other essentials? If so, a decision not insurer one’s pet can potentially save him/her money.
  • Would one struggle to find the money if his or her pet need a surgery or is severely injured? If so, one should probably consider getting this insurance.


Can Pheromones Really Increase Attraction?

Pheromone sprays have been around for a while, but are just starting to pick up more popularity. If you don’t know what pheromones are, they are basically chemicals that the body puts off through our various bodily fluids, which are said to attract the opposite sex. Pheromones are one of the most basic and fundamental parts of attraction, which we do not seem to pick up on mentally, but our bodies and are sense, are attracted to these pheromones subconsciously.

Scientists have found out that when spraying these pheromones on our bodies, we are more apt to attract a member of the opposite sex, who is said to pick up on these chemicals. When you stop to think about the concept, it truly does make sense and it has proven to be successful in a bunch of different test studies.

This has led to the creation of a handful of pheromone based products such as Nexus Pheromones, which you can spray on your body in an attempt to gain an advantage in the attraction department. It has been said that the opposite sex is a lot more attracted to an individual that is wearing this type of spray, although there have been some controversies over whether the attraction is really something that is occurring due to the pheromone spray, or if it is the increased confidence that is being put off, due to the mental advantage of knowing that the subject has used pheromone spray.

There is definitely a mental aspect that may play a role, as a lot of people may feel a placebo effect, which in turn affects their overall confidence level, ultimately raising it and giving them an inherent advantage. While the reality is that both of these things probably play into the equation, there is no question that results have pointed that pheromone sprays do in fact do what they say they do. That is, they have been proven to provide individuals an advantage in attracting members of the opposite sex, over those that did not use the pheromone spray.

If you want to get your hands on one of these products, doing a simple internet search should turn up some various sprays that are on the market today. It is a great idea to do some research and find a reputable company, so you know you are getting a product that other consumers have rated highly.

How To Increase Natural Pheromones In Body

pheromonesPheromones are chemicals that are produced naturally by humans which create a scent that attracts the opposite sex. When someone refers to a chemical attraction between two people, they are actually referring to pheromones. Since pheromones attract members of the opposite sex, increasing them may lead to more attention from the opposite sex. These tips can help both males and females to increase natural pheromones.

Raise Testosterone Levels

Although testosterone is thought of as a male hormone, some levels of the hormone are present in both males and females. Exercising to increase the hormone can lead to increased pheromone production in both males and females. You can try exercises like weight lifting and other exercises that work the body’s large muscle groups to stimulate testosterone and thus pheromone production. Many females fear that strength training exercises will cause them to look too bulk, but females do not have to worry about gaining too much muscle mass. Testosterone production in females is naturally more limited than a male’s, so they will not look overly bulky.

Consume Zinc

Consuming zinc can also raise testosterone and pheromone levels. Foods that are high in zinc include red meat, lean pork, chicken, peanuts, eggs, yogurt, milk and cheese. These foods are also low in fat and high in protein. Small amounts of zinc supplements can also be used to boost pheromone levels.  The best pheromones for men usually contain Zinc in their products.


Dehydroepiandrosterone, or DHEA, is produced naturally in the body, and helps both females and males stimulate sexual hormones. Taking 10 milligrams of synthetic DHEA per day can increase the production of pheromones for both males and females.

Take a Hot Bath

Washing with some soaps can actually remove most of the body’s natural pheromones. Try bathing in hot water with no soap and using sandalwood essential oils to naturally kill bacteria that causes body odor. This will help you stay clean and odor free without removing your body’s natural pheromones.

Sleep Well

Make sure to get a good night’s sleep. Maintaining a good sleep routine and getting the proper amount of sleep each night ensures that your body produces optimal levels of hormones and pheromones. Losing sleep can also cause your libido to decrease.

Following these simple guidelines can help your body produce more natural pheromones, and maintain the level of pheromones your body is already producing. Increasing your body’s natural pheromones can help you attract members of the opposite sex.

Gold Backed IRAs – The Benefits and Risks

goldWe’re always told to save money for our retirement years, and an excellent way to do that is to place your money in an IRA, which allows you to invest your money into a portfolio of stocks and bonds. But if you prefer to invest in metals, there is an IRA for you.

What is a gold-backed IRA?

Gold-backed IRAs are one form of precious metals IRAs, which allow you to fund your IRA with certain precious metals that have been approved by the government. Gold is the most well-known of these metals, though silver and platinum can also be used. In order to have a gold-backed IRA, you must actually hold physical gold in the form of either 24-karat bars of bullion that can weigh up to 400 ounces, or pure gold coins. In recent years it has become legal to use coins from other countries as well as those made domestically.

What are the advantages to a gold-backed IRA?

Gold is one of the best hedges that you can make against a falling stock market or a falling dollar. If the stock market goes down, the value of a standard IRA will also fall, while high inflation can mean your IRA is worth less. With gold, your IRA’s value would increase in these conditions, since people who see it as a safer investment will always want it over more volatile stocks. They’re also simpler than other IRAs in many ways, since they’re self-directed and don’t require as much monitoring as an IRA based on stocks and mutual funds.

What are the disadvantages?

To own gold you need to hire an investment firm to properly store it, and these firms can charge annual fees as high as $200. Another potential problem is that if the economy booms during the time you hold the IRA, the value of gold will drop, sometimes dramatically. This makes the growth potential for gold-backed IRAs much lower, and much more uncertain, than an IRA backed with stocks. In addition, gold IRA rollovers don’t allow the advantages of diversified holdings that other IRAs offer, and as we all know, it’s risky to put all of your eggs in one basket, especially if you have golden eggs. One of the biggest advantages is also a disadvantage. Since they’re self-directed, you have no experts with you that know what to do in bad times, and this can be problematic.

So in conclusion…

These IRAs, like any investment, have plenty of risks and just as many opportunities. You should weight this as a potential option when you consider how you’ll save money for your retirement. You can also just place some gold in your IRA, and use CDs, stocks, and bonds for the rest. This way you’ll have excellent chances of seeing plenty of money, no matter what storms the economy may face.

How to Choose Credit Repair Services

creditWhen you find yourself in financial difficulty and know that it has hurt your credit score, you need to take some deliberate steps toward credit repair. There are several ways you can do this, but the sooner you start, the better off you’ll be.

Why Credit Repair Is Needed

Whenever you have low or bad credit, it will cost you. This is especially true if you get behind in your payments. It means that you will be paying more each month in late fees, extra interest, and it will take longer to pay off your debt. Besides this, you will probably be placed into a higher interest bracket, making it harder than ever to reduce your overall debt.

Besides this, anytime you apply for new credit, you will be issued a higher interest rate, which means that you are paying more each month than those people would who have good credit. By restoring your credit score to a higher level, you can get better interest rates on credit cards, loans, and even on a mortgage.

You Could Perform Your Own Credit Repair

One thing that some credit repair companies will not tell you is that you could perform your own credit repair. The truth is that no matter who does it, it will take time to get your credit back in good shape. Being consistently on-time with your payments is the key, and always paying at least the minimum amount. These two elements carry the largest weight with the major credit score companies.

Review Your Credit Report

This is essential and it needs to be the first thing you do. After you get a copy of your credit report, you need to look it over and check to see if there are any mistakes on your report. By contacting the companies that gave you the bad report, you may be able to get it corrected quickly. This is important because this one thing could reduce your credit score considerably, and eliminating bad or incorrect information should raise your score.

How Credit Repair Companies Usually Work

When you go to talk to a credit repair company, they will usually ask you for all of your credit card bills. This will let them know your overall debt and the companies you are dealing with. Then there will often be an attempt made to negotiate some form of debt forgiveness or payment reduction. Be aware that no credit repair company can promise to cut your debt in half or something like that because only the company that you owe money to can do that.

A monthly payment will usually be made to the credit repair company. From this payment, the company will make payments to your creditors each month, and a fee for the services will also be subtracted from the amount.

Things to Watch Out for

The first thing you need to be aware of is that some credit repair companies or online offers are scams. This means you need to read the details carefully before paying for any services. Be very leery of any company that promises to erase all your debt and restore your credit right away. Find out all costs involved and compare them with other companies letting them help you to repair your credit.

What’s the Difference Between a “Cold” Psychic Reading and a “Hot” Psychic Reading?

psychic readingsPsychics, who are also known as mentalists, mediums, illusionists or fortune tellers, are men and women who claim to have ESP powers (extrasensory perception) such as telepathy and clairvoyance. While normal people learn information through traditional and scientifically sound methods such as simple conversations, physical interactions, and observations, psychics have a rare ability to know things by using the supernatural powers of their own minds. When a psychic meets privately with a client or performs on stage, he does either a cold or hot reading.

What is a Cold Reading?

When the psychic interacts with a complete stranger, he is performing a “cold” reading. In a cold reading the psychic knows absolutely nothing about the other person – not even his name – but somehow manages to deduce facts about him that were never willingly shared. Believers in psychic phenomena point to cold readings as proof of some misunderstood, magical ability of the human brain. They argue that only supernatural abilities can explain how cold psychic readings can be so accurate.

What is a Hot Reading?

A hot psychic reading is the opposite of a cold one. The psychic’s client is not a stranger, but also not a friend or even an acquaintance. Although they are meeting face to face for the first time in a hot reading, the psychic goes into the session or stage act with information already in hand. They may have overheard a client’s conversation while he was in line for a show, listened to a phone call, looked into their background for their family history, or simply explored their social media profiles to find out about their current job, their education, hobbies, dreams, and family members like children or a husband / wife. The difference between that and a cold reading is how the psychic comes by the client’s information.

The ultimate result of hot and cold readings are the same: the psychic appears to know more than he should. The person on the receiving end of the reading is unable to understand how the psychic could know what they know, and they conclude that unexplained, paranormal abilities must be involved. Once the psychic proves his ability to know about that person’s present and past, that person will trust the psychic when he predicts the future.

What Do the Critics Say?

Critics say that every psychic interaction is a hot reading, meaning that psychics already know about the person. They claim that cold readings are nothing more than educated guesses. Much can be deduced about someone based on general observations: accent, age, fashion and hair style choices, gender, race, ethnicity, and body language. If someone is wearing a religious symbol on their clothing or on accessories like bracelets and necklaces, the psychic could easily guess what their beliefs are. The best online psychics must always appear to know more than he actually does. This manipulates the person on the receiving end of the reading into believing that the psychic has supernatural abilities.